Providing self employed loans, cheap home loans and building industry loans since 2003!

Master Builders Financial Services
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    • Finance Options
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Master Builders Financial Services
  • Home
  • Finance Options
  • Specials
  • Chocolate Money
  • Contact Us

Building industry loans

Financial Services

Chocolate Money is the chosen provider of building industry loans and self employed loans since 2003.  Note the loans & rates were correct at the time of publishing but subject to change.

Low Doc Home Loans

 If you are self-employed, a freelancer, contract worker, tradie, builder or undertake seasonal work, you may not have all the documentation usually required for a mortgage. 

Chocolate Money has access to self employed loans with low interest rates and a range of flexible loan features.

  • Loans up to 85% of property value
  • Irregular income acceptable
  • Alternative verification options
  • Owner-occupier and investor borrowers OK
  • Start-up or established business considered
  • Building industry loans is our specialty!

Low Doc business loans

  • Building industry loans
  • Residual Stock (individual values – not in one line)
  • Non-Resident borrowers
  • $10M+ transactions
  • Unfinished Development Projects
  • Unlimited cash out
  • Specialised security including Vacant Land
  • Bridging finance
  • Mortgage arrears
  • Bankruptcies
  • Liquidation
  • Unpaid credit impairments
  • ATO/Tax debts

low doc commercial loans

Short term Building Industry Loans available:

  • min $100k & $5m max
  • LVR 65%
  • major metro & regional locations
  • unlimited cash-out
  • 6 month min term / 12 month max
  • minor credit impairment considered
  • company borrowers only

High value relationships

Our Senior Lending team understands complex financial structures involving the distribution of income and maximising peoples' borrowing potential whilst working within their tax minimisation strategies; this is why Professionals come to us for their lending requirements. 

Our skills are tailored for:

  • Doctors, surgeons, dentists & other medical professionals
  • Lawyers & Judges
  • Building industry loans
  • Property Development Finance
  • Self employed loans & borrowers

Please note

The information regarding loans is general in nature and not to be considered advice.  Lending criteria, fees & charges apply and will be quoted specific to your situation. ACL 387277

Loans for developers

Additional Information

Residual stock loans​

  • Up to 75% LVR of residual stock
  • All loans priced for risk
  • No need for the developer to wait for sales to access their profits or move on to the next development project.
  • Residual stock can also be arranged up to 24 months if required
  • Rates ranged from 5% to 7% on residual stock - rate for risk policy applies.
  • Building industry loans is our specialty!

building industry loans

Award-winning team

Anthy Lakkotripis - Chocolate Money's award-winning self employed loan advisor!

Platinum Broker

Anthy Lakkotripis has been with Chocolate Money for 17 years and has been recognised as a Platinum Finance Broker for multiple years, putting her in the top tier of finance brokers in Australia for the third year running!  Her specialised expertise is for property development finance, building industry loans, and self employed loans in general. construction industry.

Chris Katrantzis - Chocolate Money's award-winning finance broker for building industry loans.

Gold Broker

Chris Katrantzis has been with Chocolate Money for 13 years and has been recognised as a Gold Mortgage Broker in multiple years within Australia!  His area of expertise is for self employed loans and building industry loans!

Chocolate Money - Award winning finance brokerage for building industry loans!

Hall of Fame

Chocolate Money is in the Hall of Fame of the Professional Lenders Association for its services to Mortgage and Loans Broking.  Chocolate's speciality is for building industry loans and self employed loans in general!

Building industry loans & self employed loans!

Finance business of 2020

Chocolate Money was named as a finalist for the Finance Business of the Year in 2020!

building industry loans
Trust us!

We can help your clients

We focus on helping your clients obtain loans so they can engage your services!  Don't risk them getting declined by the banks and losing the work!

Consumer finance options

Chocolate money

www.chocolatemoney.com.au

1300 137 539

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